Payment Options

Patients without Insurance

At St. Luke's Hospital, financial assistance is provided to all patients with an identified need. It is important that patients inform us of their inability to pay. To meet federal regulations, hospitals are required to consistently bill all patients for amounts owed. St. Luke's Hospital reaches out to self-pay and underinsured patients in a number of ways, including raising patient awareness of Medicaid health insurance and the Hospital's Self-Pay Plan for patients. By assisting our patients with the Medicaid application process, St. Luke's helps patients obtain the benefits for which they qualify.

Self-Pay Plan

St. Luke's is committed to working with patients who do not have private insurance and who do not qualify for Medicaid, offering self-pay discounts in line with those that have been negotiated with private insurance companies. In addition, patients may be eligible for a "Prompt Pay" discount. To request an estimate of charges, please fill out a Request Estimate of Charges Form (PDF)

and return to St. Luke's.

Charity Care Information / Financial Assistance

Financial assistance may be available for patients, depending on income, assets, family size and medical needs. Eligibility is based on Federal Poverty Guidelines. Assistance may be available in the form of free services or reduced rates. Click here for more information on the Financial Assistance Policy and how to apply for assistance.

For more information about any of these options, or if you need assistance to pay your hospital bill, please contact the Billing Department at 314-576-8100.

Update Your Insurance Information